Legally Speaking

The latest edition of Legally Speaking is now available on-line. This quarter’s edition includes bio information on Karlos Finley (M&W’s newest attorney), traffic safety, a recent case history and events at the firm. Legally Speaking has been published every quarter for the last 10 years by M&W and is dedicated to promoting important information for consumers and injury victims. It also reports on important traffic safety news. To be added to the regular mailing list please contact Mark Wolfe at mcw2@moore-wolfe.com.

Finley and Wolfe Attend ALA Banquet

On Sept 19 and 20th Karlos Finley and Mark Wolfe attended the Alabama Lawyer Association’s (ALA) annual seminar and banquet. The ALA was established in 1971 to assist African-American attorneys in Alabama. This year’s event celebrated 35 years of service. At the evening banquet ceremony, which was held at the Renaissance Ross Bridge Golf and Spa Resort in Hoover, Alabama, Karlos was installed as the Southeast Regional coordinator for ALA. Long time attorney and civil rights activist Demetrius Newton also received a life time achievement award and Judge John England was honored for his continuous legal and judicial service for Alabamians. M&W were proud to be sponsors for this year’s event.

Business Insurance Claims

BUSINESS OWNER INSURANCE CLAIMS RESOURCES

BF&W GUIDE FOR INSURANCE CLAIMS

INSURANCE COMPANY CLAIM TACTICS

NOTE BUSINESS OWNERS. The following links are provided as a courtesy of Boteler, Finley & Wolfe (BF&W). We are not responsible for the content contained on the outside sites but have selected them because we believe they provide good general information or can be helpful to better understanding insurance coverages and issues related to an insurance claim. BUSINESS INSURANCE AND COMMERCIAL POLICIES Business Insurance Coverage Definitions http://www.commercialinsurance.net/business-insurance-definitions Glossary for Commercial and Business Coverage http://www.hbinsurance.com/glossary/commercial.php GENERAL TERMS AND DESCRIPTIONS Definitions and Explanations of Various Insurance Coverages http://www.colburngroup.com/files/Insurance%20Cov%20Def.pdf Glossary of Insurance Terms from AM Best http://www.ambest.com/resource/glossary.html Glossary of Insurance Terms from National Association of Insurance Commissioners http://www.naic.org/consumer_glossary.htm ALABAMA DEPARTMENT OF INSURANCE – LINKS OF INTEREST Alabama Department of Insurance http://www.aldoi.gov/ FAQs From the Alabama Department of Insurance http://www.aldoi.gov/FAQ.aspx Alabama Department of Insurance – regulations http://www.aldoi.gov/Legal/Regulations.aspx

Homeowner Insurance Claims

BF&W Homeowner Insurance Claims Resource Center

BF&W GUIDE TO HOMEOWNER CLAIMS

BF&W GUIDE TO INSURANCE CLAIMS

INSURANCE COMPANY CLAIM TACTICS

The following links are provided as a courtesy of Boteler, Finley & Wolfe (BF&W). We are not responsible for the accuracy of the content contained on the outside sites but have selected them because we believe they provide good general information or can be helpful to better understanding insurance coverages and issues related to an insurance claim. HOMEOWNER INSURANCE CLAIMS Glossary of Terms and Definitions for Homeowner’s Insurance http://homeinsurance.com/glossary/ Comprehensive Information About Homeowner Coverage and Claims http://www.iii.org/individuals/homei/ Guide for Homeowner Claims http://www.surfrate.com/category/homeowners-insurance-guide Information on Homeowner Claims http://www.nolo.com/legal-encyclopedia/homeowners-insurance-what-you-need-29852.html ALABAMA DEPARTMENT OF INSURANCE – LINKS OF INTEREST Guide to Homeowners Insurance from Ala Dept of Insurance http://ema.alabama.gov/FileLibrary/homeownersguide.pdf Alabama Department of Insurance http://www.aldoi.gov/ FAQs From the Alabama Department of Insurance http://www.aldoi.gov/FAQ.aspx Alabama Department of Insurance – regulations http://www.aldoi.gov/Legal/Regulations.aspx

Life Insurance Claims

Boteler, Finely, and Wolfe - LIFE INSURANCE CLAIMS RESOURCES

BF&W 10 TIPS FOR LOCATING LIFE INSURANCE

BF&W GUIDE FOR LIFE INSURANCE CLAIMS

INSURANCE COMPANY CLAIM TACTICS

The following links are provided as a courtesy of Boteler, Finley & Wolfe (BF&W). We are not responsible for the content contained on the outside sites but have selected them because we believe they provide good general information or can be helpful to better understanding insurance coverages and issues related to an insurance claim. GENERAL INSURANCE TERMS AND DESCRIPTIONS Life Insurance Glossary http://www.lifeinsure.com/education-center/life-insurance-glossary Definitions and Explanations of Various Insurance Coverages http://www.colburngroup.com/files/Insurance%20Cov%20Def.pdf Glossary of Insurance Terms from AM Best http://www.ambest.com/resource/glossary.html Glossary of Insurance Terms from National Association of Insurance Commissioners http://www.naic.org/consumer_glossary.htm ALABAMA DEPARTMENT OF INSURANCE – LINKS OF INTEREST Alabama Department of Insurance http://www.aldoi.gov/ FAQs From the Alabama Department of Insurance http://www.aldoi.gov/FAQ.aspx Alabama Department of Insurance – regulations http://www.aldoi.gov/Legal/Regulations.aspx

From the Birmingham News; 9-18-08

The race for the Alabama Supreme Court has reached $1.1 million in contributions
Thursday, September 18, 2008
ERIC VELASCO
News staff writer

Political action committees have substantially underwritten Greg Shaw’s campaign for Alabama Supreme Court, while hundreds of women contributed to Deborah Bell Paseur, campaign disclosure forms show.
The two candidates for an open seat on the state’s highest court passed $1.1 million in combined fundraising since campaigning began. They have collectively spent $968,000.
Shaw, a Republican, reported raising nearly $468,000 in cash and other sources between June 7 and Sept. 4, according to his latest disclosure form, posted Wednesday. He also reported spending more than $440,000 in that period, 81 percent of which was for advertising.
Paseur, a Democrat, reported raising nearly $257,000 in cash and in-kind services between June 3 and Sept. 12, according to disclosure forms sent this week to the state Secretary of State’s Office. She spent more than $282,000, 58 percent of which went for ads.
Both candidates filed ahead of Monday’s deadline for reporting this summer’s contributions and spending. It is the only Supreme Court race on the Nov. 4 ballot.
PACs gave $439,000 in cash and in-kind services during the current reporting period to Shaw, a judge on the Alabama Court of Criminal Appeals. PACs provided 94 percent of his intake since June.
Nearly half of that PAC money came from the Alabama Civil Justice Reform Committee, traditionally the largest contributor to Republican judicial candidates. It is run by Thomas Dart, a lobbyist for the Automobile Dealers Association of Alabama.
Three other PACs run by Dart – Lawsuit Reform, Pro Business and Automobile Dealers Association – contributed a total of $75,000 to Shaw. Dart’s PACs provided 62 percent of Shaw’s contributions this summer, disclosure forms show.
Shaw has collected nearly $600,000 in cash, in-kind and other sources since his campaign began, 95 percent from PACs. Total spending for his entire campaign is just above $519,000.
Half of the contributors to Paseur’s campaign this summer were women, her disclosure forms show. When couples are included, the number is above 61 percent.
Individual contributors provided nearly $206,000 since June to the retired Lauderdale County District Court judge, almost 85 percent of her total money in that period.
Less than 15 percent of Paseur’s contributions came from PACs. Of the $37,000 she received from political action committees, $25,000 came from the state Democratic Party Executive Committee.
Paseur has received nearly $538,000 in cash and in-kind contributions since her campaign began. Women dominate the overall contributor list. Less than 11 percent of her money has come from PACs.
Paseur’s total spending since her campaign started is almost $449,000.
In Alabama, the most expensive state in the nation to run for Supreme Court, million-dollar judicial campaigns are routine. The $7.7 million race for chief justice in 2006 was the second-most expensive judicial campaign in U.S. history.

From the Birmingham News; 9-18-08

The race for the Alabama Supreme Court has reached $1.1 million in contributions
Thursday, September 18, 2008
ERIC VELASCO
News staff writer

Political action committees have substantially underwritten Greg Shaw’s campaign for Alabama Supreme Court, while hundreds of women contributed to Deborah Bell Paseur, campaign disclosure forms show.
The two candidates for an open seat on the state’s highest court passed $1.1 million in combined fundraising since campaigning began. They have collectively spent $968,000.
Shaw, a Republican, reported raising nearly $468,000 in cash and other sources between June 7 and Sept. 4, according to his latest disclosure form, posted Wednesday. He also reported spending more than $440,000 in that period, 81 percent of which was for advertising.
Paseur, a Democrat, reported raising nearly $257,000 in cash and in-kind services between June 3 and Sept. 12, according to disclosure forms sent this week to the state Secretary of State’s Office. She spent more than $282,000, 58 percent of which went for ads.
Both candidates filed ahead of Monday’s deadline for reporting this summer’s contributions and spending. It is the only Supreme Court race on the Nov. 4 ballot.
PACs gave $439,000 in cash and in-kind services during the current reporting period to Shaw, a judge on the Alabama Court of Criminal Appeals. PACs provided 94 percent of his intake since June.
Nearly half of that PAC money came from the Alabama Civil Justice Reform Committee, traditionally the largest contributor to Republican judicial candidates. It is run by Thomas Dart, a lobbyist for the Automobile Dealers Association of Alabama.
Three other PACs run by Dart – Lawsuit Reform, Pro Business and Automobile Dealers Association – contributed a total of $75,000 to Shaw. Dart’s PACs provided 62 percent of Shaw’s contributions this summer, disclosure forms show.
Shaw has collected nearly $600,000 in cash, in-kind and other sources since his campaign began, 95 percent from PACs. Total spending for his entire campaign is just above $519,000.
Half of the contributors to Paseur’s campaign this summer were women, her disclosure forms show. When couples are included, the number is above 61 percent.
Individual contributors provided nearly $206,000 since June to the retired Lauderdale County District Court judge, almost 85 percent of her total money in that period.
Less than 15 percent of Paseur’s contributions came from PACs. Of the $37,000 she received from political action committees, $25,000 came from the state Democratic Party Executive Committee.
Paseur has received nearly $538,000 in cash and in-kind contributions since her campaign began. Women dominate the overall contributor list. Less than 11 percent of her money has come from PACs.
Paseur’s total spending since her campaign started is almost $449,000.
In Alabama, the most expensive state in the nation to run for Supreme Court, million-dollar judicial campaigns are routine. The $7.7 million race for chief justice in 2006 was the second-most expensive judicial campaign in U.S. history.

Wolfe Gets Highest AVVO.com Rating

The internet attorney rating service AVVO.com has given Boteler & Wolfe attorney Mark Wolfe its highest rating. He received a 10.0 rating, which is the highest level available and put him in the “Superb Attorneys” category for the online rating service. Wolfe is only the second personal injury attorney in the Alabama Gulf Coast area to receive a perfect 10.0 rating. In fact he and only four other attorneys in Alabama received a 10.0 rating in the area of car accident claims and litigation and only two other lawyers in Alabama have a 10.0 rating in the area of trucking/18-wheeler collision cases. Review profile. In the past five years, Mark Wolfe has been consistently rated as one of the best personal injury attorneys in Alabama. He has maintained a Martindale-Hubbell AV rating (the highest available) since 2005, in 2008 he was only the second Alabama attorney to qualify for membership in the prestigious Academy of Trial Advocacy (membership limited to 1,000 lawyers worldwide), he has been recognized by the American Trial Lawyers Association as one of the Top 100 trial attorneys in Alabama and he has been included in the most recent edition of SuperLawyers.